Discount dental plans are an affordable and easy-to-use alternative to dental insurance. Plan members are granted access to a large network of participating dental care providers that have agreed to offer their services at a discounted fee.

2. What advantages does a discount dental plan have over dental insurance?

Unlike dental insurance, discount dental plans have no annual limits, no health restrictions and no tedious paperwork hassles. Once you join a discount dental plan, you can start saving right away and some plans even offer savings on cosmetic dentistry, orthodontia and other dental specialties.

3. How does a discount dental plan differ from dental insurance?

Insurance Policy:

• Maintains monthly premiums in exchange for established benefits
• Rarely offered to individuals
• Varying annual maximums
• Services are out-of-pocket once maximum is met
• Deductibles must be met before any benefits are paid
• After deductible, co-payment must be met
• Orthodontic treatment is rarely covered
• Waiting period may be between 6 to 24 months for major services (i.e. crown, bridge, dentures)

Discount Dental Plan:

• One low yearly membership fee
• Available to individuals, families and groups
• No annual limits
• No tedious paperwork to submit
• Start saving immediately
• Orthodontic treatment included in select plans
• No health restrictions

4. How old must a member be to purchase an individual plan?

You must be at least 18 years or older to purchase an individual discount dental plan.